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How to Add a Card to Samsung Pay and Use It

Tap a step to see how to set up and use Samsung Pay.

  1. Open the Samsung Pay app

    Launch the Samsung Pay app on your Galaxy phone.

  2. Sign in with your Samsung account

    If this is your first time using it, sign in with your Samsung account.

  3. Tap the "+" icon to add a card

    Scan your card with the camera or enter the card number manually to add it.

  4. Verify with your card issuer, then set a payment passcode (fingerprint/pattern)

    Complete your bank's verification, then register the fingerprint or pattern you will use to confirm payments.

  5. Why this is useful

    Thanks to MST technology, which many Galaxy phones support alongside standard contactless payment, Samsung Pay can work at a wide range of terminals β€” including older magnetic-stripe readers β€” without pulling out a physical card.

A plus: it can work at older magnetic-stripe terminals too

Beyond standard NFC contactless payment, many Samsung Pay-compatible phones also support MST technology, which can be recognized by older terminals that still read a card's magnetic stripe β€” giving it wider compatibility at checkout than NFC-only options.

Check whether your specific model supports it

Not every Galaxy device includes MST hardware β€” some budget models support NFC-only contactless payment β€” so it is worth checking your specific phone's payment capabilities rather than assuming every Galaxy phone works the same way.

Frequently Asked Questions

Does Samsung Pay work on every Galaxy device?

No β€” some budget models leave out MST hardware and only support NFC contactless payment, so it is worth checking your device's specs.

Can I use it for public transit too?

In many regions, yes β€” if you register a transit card separately within the Samsung Pay app, you can use it to pay bus or train fares in supported systems.