How to Recognize and Avoid a Romance Scam

Tap an item to learn the warning signs of a romance scam before it costs you emotionally or financially.

What a romance scam is

A romance scam builds an intimate relationship through social media or a dating app, then uses that trust to ask for money. It often unfolds over weeks or months of messaging with someone the victim has never actually met in person before the request begins.

The typical persona and pattern

A scammer commonly poses as a businessperson, doctor, or member of the military living abroad, expresses intense affection early on, and keeps inventing excuses to postpone a video call or an in-person meeting.

How the money request usually gets started

A sudden accident, a business emergency, a shipping or customs fee for a package supposedly stuck at the border, or an offer to split investment profits together are common, urgent-sounding reasons used to ask for a transfer.

Why you should never send money to someone you've never met

No matter how genuine someone you've only known online seems, a request for money is a strong warning sign of a scam, and once a transfer happens the requests usually don't stop at one.

What to do if you've already been targeted

If you've sent money, save every conversation and transfer record, report it to your local police or cybercrime unit, and report the account on whatever platform you met them through to prevent further victims.

Why an online-only relationship calls for extra caution

Meeting people online has become completely normal through dating apps and social media, but romance scams that build trust over a long period before asking for money have grown right alongside it. Judgment tends to get cloudier the more emotionally invested someone becomes, which is exactly why catching the warning signs early matters most.

Slow-building trust is the whole strategy, not a sign of sincerity

A scammer's patience is deliberate: taking weeks or months before asking for anything makes the eventual request feel earned rather than sudden. Don't mistake a long, patient buildup for proof that someone is genuine β€” a scam is built on exactly that kind of trust, and the request for money is still the moment that matters most.

Frequently Asked Questions

If the person did a video call once, is it safe to trust them?

Not necessarily β€” there have been reported cases using deepfake technology or pre-recorded video to fake a live video call, so a single video call shouldn't be treated as full proof of identity on its own; weigh it alongside everything else.

I've already sent a small amount of money β€” what should I do now?

Regardless of the amount, contact your bank as soon as you realize what happened to ask about stopping or recalling the transfer, and report it to the police β€” acting quickly can sometimes limit further loss or help trace the funds.